Medicare and Health Plans
Seniors & Individuals Under 65
Healthcare Options Protecting Everyone
Helping Texas Seniors navigate the complex and often confusing process of selecting and securing quality insurance benefits for over 25 years.
Decades of Experience
A+ Insurance Group is an independent contractor with more than 25 years of experience in the insurance industry.
Personalized Approach
We make the process easier for you by treating you like we would want our family members treated.
Expert Support
We have professional connections that give us access to the best coverage at affordable premiums.
Are you on Medicare, or about to qualify for Medicare soon?
Either way, we can help! We’ll explain the A, B, C – and D’s of the Medicare alphabet soup in easy to understand language. The ins and outs, the parts and plans – it’s all second nature to us. And you won’t pay a penny for our Medicare advisory services, either.
Part A – Hospital Insurance
Traditional Medicare plans pay for much, but not for all, and do not pay the costs for covered healthcare services and supplies. A Medicare Supplement Insurance (Medigap) policy/plan can help pay some remaining part of the healthcare costs, including:
Medicare Part A Covers:Medicare Part A beneficiaries receive full coverage for hospital expenses that are critical for your inpatient care, including semi-private room, nursing services, meals, medications included in your inpatient treatment, and other related services and supplies from the hospital.
Medicare Part A Enrollment:You will automatically get enrolled in Part A Medicare insurance if you turned 65 and receiving social security retirement benefits or railroad retirement board benefits. You will start receiving Medicare Part A benefits from the first day of the month you turned 65. If your birthday is on the first day of the month, your services will begin the month before you turn 65.
More than 25 years of experience improving lives
At Your Team H.O.P.E. Insurance Group, we take pride in offering honest, unbiased comparisons of Medicare and Health plans for Seniors & individuals under 65. Unlike other companies that may cover a wide range of insurance lines, our expertise is centered exclusively on Medicare/Health & Life Insurance. This specialization ensures that we stay current with the latest products, technologies, and industry news.
We understand that navigating Medicare and Health Insurance can be complex and crucial to your well-being. That's why we never pressure or rush you into making a decision. Instead, we take the time to thoroughly review all your options and help you choose the plan that best meets your needs.
The Insurances We Offer
We help you see the world differently, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.
Medicare Supplements
Medicare provides vital access to medical care, but Medicare doesn’t cover everything. Medicare Supplement Insurance Plans reduce the burden of out-of-pocket medical expenses.
Medicare Advantage Plans
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.
Final Expense
When a person passes away, they often leave behind financial obligations their family is now responsible to meet.
Funeral Insurance
While costs vary based on individual variables, the average funeral costs thousands of dollars. This is true whether you choose burial or cremation.
Long Term Care
Long-term care (LTC) insurance is an insurance product that helps provide for the cost of long-term care beyond a predetermined period. LTC insurance covers care generally not covered by health insurance, Medicare, or Medicaid.
Senior Life Insurance
Not all senior life insurance policies are created equal ― far from it, in fact. Their terms and coverages differ, making it imperative to choose wisely. Your budget and needs are as individual as your personality.
Annuities
Annuities can be both a boost to retirement savings and a dependable source of future income. In retirement, annuities can offer pension-like cash flow, like a paycheck during working years.
Dental & Vision
Protect your smile and maintain clear vision with our comprehensive Dental and Vision Plan. Our plan offers affordable coverage for routine checkups, cleanings, and essential treatments, ensuring your oral health and eyesight are well taken care of.
We will also assist you in getting all the information you need about the plans. Contact us to learn more!